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UAD 3.6 Is Changing Appraisal Reporting.

NPAS Is Ready.

The future of appraisal reporting is changing. Nationwide Property & Appraisal Services is prepared to support your transition to the new UAD 3.6 framework.

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Let's align your readiness plan.

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What UAD 3.6 Means for Lenders

Dynamic Reporting

UAD 3.6 replaces static appraisal forms with a flexible, data-driven reporting structure that adapts based on the property and assignment.

Expanded Property Data

Captures more detailed information about property condition, quality, energy features, renovations, and other characteristics that better reflect today’s housing market.

Compliant and Accurate

Updated UAD compliance rules help support complete, valid, and properly formatted appraisal report submissions.

Improving Efficiency

The redesigned structure supports greater standardization, helping lenders, vendors, and appraisal partners prepare for a smoother implementation process.

Built for Today. Ready for Tomorrow.

UAD 3.6 is designed to support evolving property types, modern market conditions, and a single flexible report structure for residential property appraisals.

Aligned with the GSEs

The UAD 3.6 redesign was developed by Fannie Mae and Freddie Mac to align appraisal reporting with current mortgage industry data standards, including MISMO 3.6.

Frequently asked questions

Everything you need to know about UAD 3.6 implementation.
General UAD 3.6
Timeline & Readiness
Technology & Data
NPAS Support
General UAD 3.6 FAQ
What is UAD 3.6, and why is it replacing the current appraisal dataset standard?
UAD 3.6 is the redesigned Uniform Appraisal Dataset that modernizes appraisal reporting and data collection. It replaces legacy static forms with a more flexible, dynamic data structure.
What new data fields and property characteristics are included in UAD 3.6?
The dataset captures more detailed information about property condition, construction quality, energy features, and renovations. It is designed to better reflect modern housing characteristics and market trends.
What is the Uniform Appraisal Dataset “dynamic reporting” format?
Dynamic reporting replaces static forms with flexible sections that adapt based on the property and assignment. This allows appraisers to provide more relevant and complete information based on the individual characteristics of each property.
How will hybrid appraisals and alternative valuation products interact with UAD 3.6?
The enhanced dataset supports broader valuation modernization efforts and flexible appraisal workflows. It may eventually improve consistency across traditional and alternative valuation products.
Which loan types and appraisal forms are affected by UAD 3.6?
UAD 3.6 primarily impacts residential mortgage loans sold to the GSEs.
Will traditional appraisal forms still exist under UAD 3.6?
Traditional form layouts are being replaced with a modernized reporting framework for loans sold to GSEs. However, many familiar appraisal concepts and workflows will remain recognizable. “Traditional” forms can still be ordered for uses and transactions not being sold to Fannie Mae or Freddie Mac.
How does UAD 3.6 support modern property types and market conditions?
The updated dataset accommodates evolving housing trends and unique property features more effectively. It is designed to capture a wider range of residential property characteristics.
What training will underwriters and operations staff need?
Staff will need education on updated appraisal workflows, data fields, terminology, reporting structure and quality control expectations. Training should also include system navigation and data validation changes.
Will UAD 3.6 affect appraisal turn times or costs?
There may be temporary impacts during the transition period as systems and processes adjust. Over time, improved standardization could help increase efficiency.
Timeline & Readiness FAQ
When does UAD 3.6 become mandatory for lenders and appraisal submissions?
The GSEs are implementing UAD 3.6 in phases with defined testing and adoption timelines. Lenders should monitor official implementation schedules to ensure readiness before mandatory use dates. We are currently in the Broad Production phase of January 26 - November 1.
What are the risks of not preparing for UAD 3.6 early?
Delayed preparation may lead to submission errors, operational bottlenecks, and compliance issues. It could also create challenges with vendor readiness and loan delivery timelines.
What are the next steps lenders should take to ensure compliance and operational readiness?
Lenders should assess current systems and develop an implementation roadmap. Early training, testing, and cross-functional planning will help ensure a smoother transition. Reach out your dedicated Account Executive here at NPAS for your individualized Collaboration Call when you are ready to implement testing!
Technology & Data FAQ
What technology or LOS/vendor updates will lenders need to complete?
Lenders will likely need updates to loan origination systems and data integrations. We are ready and able to support the new MISMO-based appraisal data structure.
What changes are required for appraisal ordering platforms and integrations?
Platforms will need to support the new appraisal data schema and transmission standards. API integrations and XML mapping may also require updates.
Will XML standards or MISMO specifications change under UAD 3.6?
Yes, UAD 3.6 aligns with updated MISMO standards and expanded XML data requirements. Lenders and vendors will need compatibility with the revised specifications.
What should lenders ask their technology vendors about UAD 3.6 readiness?
Lenders should ask about implementation timelines, testing capabilities, MISMO compliance, and integration support. Vendors should also provide training and transition assistance plans.
NPAS UAD 3.6 Support FAQ
Has Nationwide Property & Appraisal Services (NPAS) completed a UAD 3.6 order?
Yes!
How will NPAS validate UAD 3.6 appraisal submissions?
Validation will rely on updated automated rules and structured data checks. We have ensured our systems can identify formatting, completeness, and compliance issues.
Has Nationwide Property & Appraisal Services completed the system changes for UAD 3.6?
Yes, our technology and workflow updates to support the new appraisal format and delivery requirements are complete.
How should lenders communicate UAD 3.6 testing readiness to NPAS?
Clear communication about timelines, training expectations, and technology requirements is essential. Please notify your Account Executive that you are ready for a Collaboration Call! We can help with a plan to minimize confusion during this testing period.
Download Our Complete UAD 3.6 FAQ Guide
Get a quick, easy-to-share overview of the most important UAD 3.6 questions.
Download FAQ Guide

Additional Resources

Explore additional UAD 3.6 resources from Fannie Mae, including implementation timelines, readiness guidance, training, FAQs, and technical documentation to help your team prepare for the transition.

Fannie Mae UAD Resource Page

Visit the official Fannie Mae UAD resource page for the latest announcements, documentation, implementation materials, and industry guidance.

Visit Fannie Mae UAD Page

Lender Readiness Kit

Access readiness guidance, planning steps, system considerations, training recommendations, and implementation resources for lenders.

Download Readiness Kit

Industry Training for the New URAR

Access training designed to help industry users understand the new dynamic appraisal reports, expanded data requirements, and updated reporting structure.

Start Training

UAD and Forms Redesign Timeline

Review key implementation dates, including Broad Production, future mandatory use dates, and important transition milestones.

View The Timeline

UAD 3.6 Frequently Asked Questions

Get answers to common questions about the UAD 3.6 redesign, dynamic reporting, implementation timing, and transition requirements.

View Fannie Mae FAQ

Inspection and Reporting Tips

Review helpful guidance for understanding key inspection and reporting updates related to the UAD 3.6 transition.

View Reporting Tips

We Are Prepared. Let's Get You Prepared.

Nationwide Property & Appraisal Services has completed the system updates and is ready to support you. Notify your NPAS Account Executive when you are ready for a collaboration call.

Request a Collaboration Call

Let's align your readiness plan.

We'll get back to you in 1-2 business days.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

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