This month, we are taking a closer look at the tools, trends, and people moving Nationwide forward. Inside, you will find updates on UAD 3.6 readiness, rental market insights through RentIQ™, a spotlight on our newest team member, upcoming events, and the team members celebrating work anniversaries in May.
Trends shaping lending, valuation and servicing.
UAD 3.6 introduces the most significant change to appraisal reporting in decades, and now is the time to prepare. This is not a minor adjustment. UAD 3.6 requires complete operational renovations, for everyone within the industry, to replace static forms with a data-driven structure that allows for expanded property details, updated compliance rules, and a modern report delivery process.
For lenders, this transition requires more than learning a new appraisal format. Internal teams, technology partners, appraisal workflows, underwriting processes, and submission requirements must be ready well before the mandate takes effect. UAD 3.6 is now in the Broad Production phase, allowing time for testing. All appraisal reports for loans submitted to Fannie Mae or Freddie Mac must be UAD 3.6 starting with those reports submitted on November 2, 2026, even if they were ordered before.
Nationwide Property & Appraisal Services is ready to support this transition. Our systems and workflows are updated, our team is prepared to support the new appraisal format and delivery requirements, and we have already completed UAD 3.6 orders.
We have launched a dedicated UAD 3.6 resource page to assist lenders. This page consolidates key information, readiness guidance, FAQs, and official GSE updates, helping lenders quickly find answers, understand compliance requirements, and access practical steps for technology and workflow adjustments.
As implementation planning continues, we are committed to supporting your team at every stage. Contact your NPAS Account Executive to schedule a collaboration call, start internal testing, and ensure a smooth UAD 3.6 adoption.
A property’s rental potential varies based on factors such as long-term or short-term rental income, market demand, seasonality, and investment strategy. Whether evaluating for long-term or short-term rentals, understanding the supporting data is essential.
Recent rental market data highlights the importance of clarity. Zillow’s March 2026 Rent Report states that the typical U.S. asking rent reached $1,910 in March, a 1.8% year-over-year increase and the slowest annual growth since 2020. Single-family rents rose 2.5% to $2,225, while multifamily rents increased 1.3% to $1,757. Additionally, 39.8% of Zillow rental listings offered concessions, indicating increased options for renters and ongoing market shifts.
RentIQ™ brings clarity by offering side-by-side rental projections for both short-term and long-term scenarios, using MLS and AirDNA data. This single model enables users to compare strategies and better assess property potential. By transforming rental data into actionable insights, RentIQ™ equips agents with the information necessary to price, position, and advise clients with confidence.
(Source: Zillow: Rent Report march 2026)
Request a RentIQ™ Sample Report
"Nina brings an incredible depth of industry experience and a proven ability to support a wide range of lending partners. Her expertise in home equity and alternative valuation solutions is a perfect fit for our growing client base, and we’re excited to have her on board."
- Stephanie Shafer, SVP, Business Development, Team Lead
Nina Gottes brings more than two decades of experience supporting community, regional, and national banks with valuation solutions, including deep expertise in the home equity lending space.
Known for her relationship‑driven approach and genuine commitment to long‑term partnerships, Nina currently serves as VP Client Manager at NPAS, where she specializes in traditional appraisals and alternative valuation solutions focused on cost reduction, expedited delivery, and enhancing the borrower experience.
Outside of work, Nina enjoys making memories with her family. She and her husband, Dave, share a love for travel—from relaxing tropical getaways to adventurous RV trips, including Alaska. During college basketball season, they are devoted University of Dayton Flyers fans. She especially cherishes time spent with her daughters - Hailey and Grace and her granddaughter, Roza.
Ohio Mortgage Bankers Association | June 14 - 15 | Columbus, OH
Stephanie Shafer, SVP of Business Development, and Nina Gottes, VP - Client Manager, are attending this year’s OMBA conference. The agenda includes sessions on AI in lending, Non-QM strategy, appraisal changes, FICO 10T adoption, and affordability challenges, offering valuable insights for lenders.
Book a Time In Columbus
IMN Non-QM Forum | June 15 - 16 | Dana Point, CA
We are heading to IMN’s Non-QM Forum in Dana Point this June to connect with lenders, investors, brokers, and industry partners shaping this space. As an exhibitor, we look forward to sharing how Nationwide supports smarter collateral decisions, stronger valuation workflows, and greater efficiency in the evolving Non-QM market.
Book a Time In Dana Point
We are proud to recognize the following team members celebrating work anniversaries with Nationwide. Thank you for the experience, dedication, and consistency you bring to our team.
13 YearsRobin Everett, Quality Control Analyst/BPO Review
11 YearsJared Willis, VP/Sr Acct Executive
10 YearsDean Powell, Quality Control Analyst/Corrections
Brian Augenstein, Chief Technology Officer
Greg Prescott, Asset Manager
9 YearsLaura Thijssen, Orders Analyst
Tiffany Malm, VP, REO Mgmt & Ancillary Services
8 YearsRockie Traugott, VP, Sr Acct Executive
Oliver Yasay, Orders Analyst
Marie Anastasi, Director, HR
Ann-Marie Fassano, Customer Service Analyst
5 YearsKiran Emmanuel, Controller
Josh Belzer, Business Support Analyst
4 YearsBob Rochefort, Staff Appraiser
3 YearsFloyd De Bow, Staff Appraiser
James George, Staff Appraiser
Gregg Goodwin, Staff Appraiser
